Payments & Enterprise, AERE Network

Fintech products and enterprise settlement systems need a blockchain that behaves like infrastructure, predictable, fast, and efficient enough that fees never become a line item on a per-transaction basis. AERE is built to those requirements.

AERE is built to be the settlement layer for consumer payment applications, including non-custodial crypto card neobanks: the settlement leg of card payments, stablecoin transfers, and on-chain receipts is designed to clear on AERE mainnet with deterministic finality (sub-second on the validators; from block 25,080,000, AIP-22 stage 5, within about 20 seconds for an application that reads through a node outside consensus) and predictable fees. The chain is live production infrastructure, not a testnet; payment programs on top of it are being onboarded and are not yet public.

Why AERE for payments

Finality in about 0.62 seconds on the validators

Payment products live and die by confirmation speed. A card terminal, an invoice, or a remittance flow cannot tell a customer "your payment is pending for 12 minutes." On the validators AERE reaches finality in about 0.62 seconds under normal network load, fast enough for point-of-sale when the application reads from a validator and near-instant enough for the settlement leg of cross-border transfers. Applications that read from a validator can treat a confirmed AERE block as settled without waiting for additional confirmations; from block 25,080,000 (AIP-22 stage 5) one that reads through a node outside consensus, such as the public RPC endpoints, treats it as settled once its block is at or below the finalized block, at most one anchor interval (32 blocks, about 20 seconds) behind the head.

Fees that do not erode margins

Transaction fees on AERE are the gas used times a 1 gwei base fee, 0.000021 AERE for a plain transfer. For a payments business routing thousands of settlements per day, fee predictability and absolute cost both matter. AERE's fee structure is stable and low by design, the chain is not competing for block space in the same way as a general-purpose congested network. You can model unit economics on AERE without including a "blockchain fee" reserve that grows with usage.

EVM-native and integrates with existing stacks

AERE is fully EVM-compatible. Any smart contract written in Solidity for ERC-20 stablecoins, payment splitting, escrow, or subscription billing deploys without modification. Standard Ethereum tooling, Hardhat, Foundry, ethers.js, web3.py, works out of the box. Enterprises that have already integrated EVM infrastructure can add AERE as a network with a single RPC endpoint change. Wallet integrations that support MetaMask or WalletConnect work with AERE immediately.

Enterprise settlement architecture

AERE supports the full stack required for a modern fintech settlement layer: ERC-20 stablecoins as payment instruments, atomic smart contract execution for multi-party settlement, on-chain receipts that are publicly verifiable without exposing sensitive business data, and the AereIdentity system for on-chain KYC attestations that allow compliant flows without rebuilding identity verification from scratch.

For enterprise integrators who need a private communication channel before going public, the AERE Foundation can be reached through the contact information in the documentation. For projects with a clear build plan, the grants program provides milestone-based funding, particularly relevant for infrastructure that benefits multiple fintech products building on the chain.

Start building

Connect to AERE: Chain ID 2800, RPC https://rpc.aere.network, WebSocket wss://wss.aere.network. The documentation covers stablecoin deployment, the AereIdentity attestation system, and smart contract patterns for payment flows.